Personal Checking Accounts | Monthly Fee | IRA Plan Fees | Fee |
| EZ Free Checking | $0 | Annual Service Charge | $10 |
| EZ Interest Checking Waived with a $1,500 minimum balance | $15 | Plan Termination | $25 |
| EZ Checking Plus | $5 | Outgoing Account Transfer | $25 |
| EZ Student Checking | $0 | ||
Personal Savings Accounts | Monthly Fee | Online Services | Fee |
| Passbook Savings | $0 | Online Banking | $0 |
| Statement Savings | $0 | Mobile App Banking | $0 |
| Money Market Passbook Waived with a $2,500 minimum balance | $10 | ||
| EZ Choice SavingsA Waived with a $2,500 minimum balance | $10 | Safety Deposit Box - Annual Rental | Annual Fee |
Account Service Fees | Fee | 2" x 5" | $45 |
| Abandoned Property / Escheatment | $50 | 3" x 5" | $50 |
| Dormant / Inactive Account F | $5 | 5" x 5" | $65 |
| Insufficient Funds - Item ReturnedE | $33 | 3" x 10" | $75 |
| Insufficient Funds - Item Paid (OOPS)E | $33 | 5" x 10" | $100 |
| International Collection | $25 | 10" x 10" | $150 |
| Levy / Garnishment Processing | $50 | ||
| Overdraft Protection | $8 | Safety Deposit Box - Service Charge | Fee |
| Statement / Item Copy | $6 | Late Payment | $6 |
| Stop PaymentB | $30 | Lost Key Replacement | $20 |
| TIN Correction | $50 | Drilling | Varies |
| Wire Transfer- Incoming | $10 | ||
| Wire Transfer - Outgoing | $25 | Miscellaneous Service Fees | Fee |
| Account Research / Reconciliation (hourly) | $25 | ||
Official Item Fees | Fee | Coin Machine - Customer | $0 |
| Bank CheckB,C | $5 | Coin Machine - Noncustomer | 4% |
| Money OrderB,D | $3 | Notary Services -Customer | $0 |
| Stop PaymentB | $30 | Notary Services - Noncustomer | $1.25 |
Debit Cards G | Fee | Returned/ Undeliverable Mail | $2 |
| ATM/Debit Card Replacement - Standard | $10 | ||
| ATM/Debit Card Replacement - Expedited | $40 | ||
All fees are for each occurrence unless noted otherwise
A – Requires EZ Interest Checking.
B – Waived with EZ Checking Plus.
C – First daily item free with any personal account.
D – Customers aged 62 and older, first daily item free then $0.50.
E – Each time an item created by a check, in-person withdrawal, ATM withdrawal or other electronic means is re-presented, we make a new decision whether to pay or return the item and we may charge you an insufficient funds fee at that time.
F – Dormant fee assessed monthly on your account following 24 months of inactivity.
G- MasterCard, our Debit Card provider, will charge an International Transaction fee for any transaction originating outside the United States. The fee is set by MasterCard and is based on a percentage of the transaction.
*Fee waivers available based on customer relationship. See bank representative for additional details.
