Your EZ Choices |
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Account Features |
EZ Free Checking |
EZ Checking Plus |
EZ Interest Checking1 |
Student Checking3 |
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Free Online Banking, Bill Pay & Mobile Banking | x | x | x | x |
Free eStatements | x | x | x | x |
Unlimited Check Writing | x | x | x | x |
Debit MasterCard | x | x | x | x |
Earns Interest | x | x | ||
Eligible for preferred CD rates4 | x | |||
ATM Surcharges2 | Free at any SUM2 Network | Free at any SUM2 Network | Up to $20 in monthly ATM surcharges refunded | Free at any SUM2 Network |
Monthly Maintenance Fee | $5 monthly fee includes GenGold benefits | $1,500 minimum balance to waive $15 monthly fee | ||
1 EZ Interest Checking is a variable tiered rate checking product and subject to change at any time. An Annual Percentage Yield (APY) of 3.00% will be paid on the balance up to the first $9,999.99, and 0.10% on balances greater than $9,999.99. Minimum opening balance of $0.01. Annual Percentage Yield (APY) is current as of 11/1/2024. Fees could reduce earnings. Additional terms and conditions may apply. 2Although Milford Federal offers free unlimited ATM transactions, other institutions may impose a surcharge for using their ATMs. Milford Federal is a SUM program member. Look for the SUM ® logo on participating ATMs to access your money without a surcharge. 3A valid student ID card is required. 4EZ Checking Plus customers will earn an additional preferred rate of 0.05% on all certificates of deposit (CD specials excluded) with a combined balance of $10,000 at Milford Federal Bank. Official disclosures provided at account opening. |