Milford Federal Savings & Loan Association, Milford, Massachusetts, has earned a 5-Star rating by BAUERFINANCIAL, Inc., the nation’s leading independent bank rating and research firm. In fact, this is the 47th consecutive quarter that Milford Federal Savings & Loan Association has merited this highest honor. The 5-Star rating is based on the financial condition of the bank and indicates that Milford Federal Savings & Loan Association is one of the strongest banks in the country. Milford Federal Savings & Loan Association has the added distinction of being an “Exceptional Performance Bank” for having earned this highest distinction for ten years or longer.

“There is an old adage that community banks, like Milford Federal Savings & Loan Association, are a mirror of their marketplace,” declares Karen Dorway, president of the research firm. “That’s because community bankers understand the local market. They have to. They are an integral part of it; not just there to make a profit, their objective is to make a positive impact on the community.”

Milford Federal Savings & Loan Association was established in 1887 and has been serving the financial needs of its neighbors and friends for 120 years. It operates through four conveniently located offices in Milford and Whitinsville, Massachusetts and in Woonsocket, Rhode Island and can be found on the internet at www.milfordfederal.com.

BAUERFINANCIAL, INC., Coral Gables, Florida, the nation’s leading independent bank rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No bank pays for its rating, nor can any bank elude it. Consumers may obtain free star-ratings by calling 800.388.6686 or visiting www.bauerfinancial.com.